What you can gain by buying Long Term Care insurance!

To increase understanding - Select the red links to see videos & review additional information:

"Help from Technology" The Center of Aging Service, a non profit association of foundations; academic and applied researchers; and health and social service providers created two insightful videos. They show how technology can be used to help with care giving: 


   The first —  Imagine the Future of Aging —  provides. "A glimpse, through the eyes of one family, of what the future of aging could look like with help from developing technologies that are possible, practical, and affordable." 


   The second  —  Transforming an Aging Nation  (scroll down the page) — "industry experts describe how these technologies can potentially    improve health care, preserve independence, and ensure quality of life for seniors. 


I strongly believe the technology available todayand what is coming in the near future to assist individuals will be a big step toward:  

 Offsetting the shortage of professional caregivers. 

 Providing support services at a lower cost.

 

Many think - "Medicare covers this": 

   66% believe MediCare pays for on-going assistance with day to day activities. However, this is custodial and not covered.      

    The Medicare.gov web site has a page — What is Not covered which states Medicare does not cover long term care.


Additional sources which may be of interest:

   Kiplinger's has lots of insightful information related to Long Term Care.


   The American Association for Long-Term Care Insurance has extensive information on the consumer section of their web site 


   Taking time to think about your future lifestyle is important! There are some good points on this page.


Connecticut has a program to help with the cost of coverage:

It's an alliance between the state and the insurance industry called the

Connecticut Partnership for Long Term Care  Their site has useful pages such as the:


    Consumer page -  Suggest looking at the one page - Cost of Waiting.


    Planning Today for a Secure   Tomorrow - Extensive information on the value of Long Term Care insurance and how the Connecticut Partnership program works.


   The value consumers gain is a two page summary and can be printed or downloaded.


The federal government also provides information:

  The Administration on Aging helps individuals and their families think about and plan for what they want to happen in case long term services and supports are needed. 


   Federal employees, active and retired military members, and qualified relatives, who can medical qualify, may purchase Long Term Care insurance from a private company. Called the Federal Long Term Care Insurance Program  It's existence: 

      ˃  Reinforces the importance of private coverage 

      ˃  Serves as "a statement from our government about the importance of long term care insurance".

 

Call John C Parker today at 860.739.0005 to talk about Long Term "Health" insurance options to meet your interest & budget. I'll get back to you if not available.