"Help from Technology" The Center of Aging Service, a non profit association of foundations; academic and applied researchers; and health and social service providers created two insightful videos. They show how technology can be used to help with care giving:
● The first — Imagine the Future of Aging — provides. "A glimpse, through the eyes of one family, of what the future of aging could look like with help from developing technologies that are possible, practical, and affordable."
● The second — Transforming an Aging Nation (scroll down the page) — "industry experts describe how these technologies can potentially improve health care, preserve independence, and ensure quality of life for seniors.
I strongly believe the technology available todayand what is coming in the near future to assist individuals will be a big step toward:
● Offsetting the shortage of professional caregivers.
● Providing support services at a lower cost.
Many think - "Medicare covers this":
● 66% believe MediCare pays for on-going assistance with day to day activities. However, this is custodial and not covered.
The Medicare.gov web site has a page — What is Not covered which states Medicare does not cover long term care.
Additional sources which may be of interest:
● Kiplinger's has lots of insightful information related to Long Term Care.
● The American Association for Long-Term Care Insurance has extensive information on the consumer section of their web site
● Taking time to think about your future lifestyle is important! There are some good points on this page.
Connecticut has a program to help with the cost of coverage:
It's an alliance between the state and the insurance industry called the
Connecticut Partnership for Long Term Care Their site has useful pages such as the:
● Consumer page - Suggest looking at the one page - Cost of Waiting.
● Planning Today for a Secure Tomorrow - Extensive information on the value of Long Term Care insurance and how the Connecticut Partnership program works.
● The value consumers gain is a two page summary and can be printed or downloaded.
The federal government also provides information:
● The Administration on Aging helps individuals and their families think about and plan for what they want to happen in case long term services and supports are needed.
● Federal employees, active and retired military members, and qualified relatives, who can medical qualify, may purchase Long Term Care insurance from a private company. Called the Federal Long Term Care Insurance Program It's existence:
˃ Reinforces the importance of private coverage
˃ Serves as "a statement from our government about the importance of long term care insurance".
Call John C Parker today at 860.739.0005 to talk about Long Term "Health" insurance options to meet your interest & budget. I'll get back to you if not available.