Long Term Health Insurance
Long Term Health Insurance
  • How LTCi plans help
  • Daily life assistance
  • You gain by buying early
  • Plan for health changes
  • Tax Advantages for you
  • Professional Background
  • Resources to learn more
  • More
    • How LTCi plans help
    • Daily life assistance
    • You gain by buying early
    • Plan for health changes
    • Tax Advantages for you
    • Professional Background
    • Resources to learn more
  • How LTCi plans help
  • Daily life assistance
  • You gain by buying early
  • Plan for health changes
  • Tax Advantages for you
  • Professional Background
  • Resources to learn more

A Niantic based Long Term Care insurance Advisor

A Niantic based Long Term Care insurance AdvisorA Niantic based Long Term Care insurance AdvisorA Niantic based Long Term Care insurance Advisor

helping individuals in SE CT not become a burden on their family!

Call today to learn more on what else you gain!

(860) 739-0005

A Niantic based Long Term Care insurance Advisor

A Niantic based Long Term Care insurance AdvisorA Niantic based Long Term Care insurance AdvisorA Niantic based Long Term Care insurance Advisor

helping individuals in SE CT not become a burden on their family!

Call today to learn more on what else you gain!

(860) 739-0005

John C. Parker, RHU, LTCP

Protection over your income & savings when a health change happens.

I call this special insurance to protect your finances — Long Term "Health" insurance

because when a person's health changes the plans pool of funds allows professionals to be hired to provide needed "help getting around" assistance!


Officially it is Long Term Care insurance which you buy

     ●  to protect your finances from very expensive on going "help to get around" expenses. 


 Owning Long Term "Health" insurance means: 

     ●  Your plans pool of funds is available to hire support professionals

     ●  Having professional support means loved ones won't have to assist you 24/7. 

     ●  Children won't face the difficult & emotional task of helping a parent use the toilet!

Take action TODAY — to meet, review interests, and put together a Long Term Care insurance plan

with parts meeting your situation/budget. Owning means:

● You can hire professionals to assist with day to day life activities

such as eating, dressing, bathing, going to the toilet, transferring say from a bed to a chair, and other getting around activities.

● Your spouse or children won't be burdened having to assist you! Instead family is available to:

      ˃  Hire and manage professionals who will assist you and be free to care about you.


You can  hear in this video  - what some people said about buying a plan because they did not want to burden family!

● Family won't develop health problems spending long hours — caring for you ! Caregivers:

      ●  Spend an average of 20 hours assisting.

      ●  Are impacted in various emotional & physical ways —  PLUS financially 

      ●  70% of family Caregivers have significant symptoms of depression.      

● Most of your "hard earned saving nest egg" is protected — funds will be there to use if needed.

     >  When you buy a Long Term Health plan — it works like you put an "umbrella" up over your family and finances. 

● You can continue to be in your home — as independent as your health allows!

      > One big advantage of being at home and in charge it means — you maintain your dignity.

● Conflict won't develop between sons/daughters — funds are available in your plan to hire help !

     >  Having plans funds to draw from means funds won't have to be taken out of "Mom & Dads" nest egg! Instead these savings can be retained for the healthy parent to continue a lifestyle close to what they had.

● A Single individual can leave any funds left in their nest egg to a favorite organization.

     Note: Having funds to leave as a legacy says to others - their funds were used to help others not themselves.

How to gain the — advantages of owning!

Tips on planning for a change in health and needing assistance.

The first — important "tip" — think about what you would like:

To be able to do iF: 

●  You have an accident or a change in health tomorrow and the MDs says —you will need help to get around for 6 to 9 months?

   

●  Frailty develops later in life and you need assistance with your day to day activities. 


        ˃  This page has some ideas on planning for a health change   You may find them useful! 

The second "tip" — taking action today to buy is very important:

 ●  Why? — the cost to buy a plan, so you can hire getting around assistance, goes up each year of age and the yearly step ups are big!


 ●  One idea which may help —   review this page with points on  taking action today  It shares ideas on how you gain by acting early.

Then — call John C Parker at 860.739.0005 to talk about Long Term Care insurance for you.

We can review plan parts (benefits) and discuss those you are interested in to meet your personal/unique situation! 


I'll get back to you if not available. You can also send a note to - Learn@JohnCParker.agency 


Want to emphasize taking time to gain more understanding and sharing information means: 

    ●  you can then make a more informed decision.


When you create and apply for the best Long Term Care insurance plan for you it will involve: 

      ● an extensive review of your medical history. 


You can see highlights of the application process  — here!   
 

John's interest in Long Term "Health" insurance developed when both parents needing assistance.

You can also use the form below to send a note! Such as how owning a plan means — you won't become a burden on family — your income & savings will be protected!

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

John is licensed to conduct business in CT (644135) and does not solicit or sell in other states.  

Long Term Health Insurance Advisor

38 Hope St, Unit 1312, Niantic, CT 06357-2454, US

(860) 739-0005

Hours

Monday - Friday: 9am - 6pm

Saturday: 10am - 2pm

Sunday: Closed

  • The content on LongTermHealthInsuranceInConnecticut.com is © 2018 to 2021 by John C Parker, RHU, LTCP  - All Rights Reserved.

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  • How LTCi plans help
  • Daily life assistance
  • You gain by buying early
  • Plan for health changes
  • Tax Advantages for you
  • Professional Background
  • Resources to learn more