A Long Term "Health" insurance Advisor in Niantic

Owning means family won't be burdened assisting you with daily life functions. Plus most income & savings is protected! 

(860) 739-0005

John C. Parker, RHU, LTCP

A look at Long Term "Health" insurance

What is it? A special kind of insurance with funds so you can hire professionals to assist with day to day activities. Owning Long Term Care insurance means: 

       ˃  Loved ones won't have to be there 24/7. 

        ˃  Children won't face the difficult & emotional task of helping a parent use the toilet! 

     Note: Plans pay for assistance when a person's health changes thus, I like to call it Long Term “Health” insurance.  


Taking action to buy means

  ●  Help with eating, dressing, bathing, going to the toilet, or transferring say from a bed to a chair can be hired.

 

  ●  You avoid becoming a burden on a spouse or children:

        ˃  They will be free to manage the professionals and to care about you.       

       ˃  People in this video  say - they bought to not burden family!


     ●  Family won't develop health problems caring for you! 70% of family Caregivers have significant symptoms of depression.      


  ●  Most of your "hard earned saving nest egg" is protected since the plan works like an "umbrella" over your finances. 


  ●  You can be as independent as your health situation allows. Thus, dignity is maintained.


  ●  Conflict between sons/daughters won't develop over having to draw funds from their patent's nest egg vs retaining them so the healthy parent can continue a lifestyle close to what they had.


  ●  Single individuals could leave some nest egg dollars to a favorite organization. Leaving a legacy says to others - their funds helped others not themselves.


OK! How can a person gain these important values?

The first important step  - think about what would you like if:   

  ●  An accident happens tomorrow and your told help will be needed for say 6 to 9 months?    

  ●  There is a health change down the road and frailty develops. 

         ˃  This page has points on  planning for a health change


The second important step - take action today: 

   ●  To buy a plan tailored to your interest and personal/unique situation. 

          ˃ This page has points on the advantages of taking action today  e.g. savings! 


Call John C Parker today at 860.739.0005 for an appointment. Discussion will focus on your interests and how this special insurance can help you and your family, 

     Note: Gaining more understanding means a more informed decision can be made on a plan which will be best for you.  


I'll get back to you if not available.  You can also send a note to - Learn@JohnCParker.agency 


John is licensed to conduct business in CT (644135) and does not solicit or sell in other states. 


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John's interest in Long Term "Health" insurance developed following both parents needing assistance. Send a note if questions on how owning a plan means you won't burden family and your income & savings will be protected!

Long Term Health Insurance

38 Hope St, Unit 1312, Niantic, CT 06357-2454, US

(860) 739-0005

Hours

Monday - Friday: 9am - 6pm

Saturday: 10am - 2pm

Sunday: Closed