A Long Term "Health" insurance Advisor in Niantic

Owning means family won't be burdened assisting you with daily life functions. Plus most income & savings is protected! 

(860) 739-0005

John C. Parker, RHU, LTCP

A look at Long Term "Health" insurance

What is it? A special kind of insurance with funds so you can hire professionals to assist with day to day activities. Owning Long Term Care insurance means: 

       ˃  Loved ones won't have to be there 24/7. 

        ˃  Children won't face the difficult & emotional task of helping a parent use the toilet! 

     Note: Plans pay for assistance when a person's health changes thus, I like to call it Long Term “Health” insurance.  

Taking action to buy means

  ●  Help with eating, dressing, bathing, going to the toilet, or transferring say from a bed to a chair can be hired.


  ●  You avoid becoming a burden on a spouse or children:

        ˃  They will be free to manage the professionals and to care about you.       

       ˃  People in this video  say - they bought to not burden family!

     ●  Family won't develop health problems caring for you! 70% of family Caregivers have significant symptoms of depression.      

  ●  Most of your "hard earned saving nest egg" is protected since the plan works like an "umbrella" over your finances. 

  ●  You can be as independent as your health situation allows. Thus, dignity is maintained.

  ●  Conflict between sons/daughters won't develop over having to draw funds from their patent's nest egg vs retaining them so the healthy parent can continue a lifestyle close to what they had.

  ●  Single individuals could leave some nest egg dollars to a favorite organization. Leaving a legacy says to others - their funds helped others not themselves.

OK! How can a person gain these important values?

The first important step  - think about what would you like if:   

  ●  An accident happens tomorrow and your told help will be needed for say 6 to 9 months?    

  ●  There is a health change down the road and frailty develops. 

         ˃  This page has points on  planning for a health change

The second important step - take action today: 

   ●  To buy a plan tailored to your interest and personal/unique situation. 

          ˃ This page has points on the advantages of taking action today  e.g. savings! 

Call John C Parker today at 860.739.0005 for an appointment. Discussion will focus on your interests and how this special insurance can help you and your family, 

     Note: Gaining more understanding means a more informed decision can be made on a plan which will be best for you.  

I'll get back to you if not available.  You can also send a note to - Learn@JohnCParker.agency 

John is licensed to conduct business in CT (644135) and does not solicit or sell in other states. 


John's interest in Long Term "Health" insurance developed following both parents needing assistance. Send a note if questions on how owning a plan means you won't burden family and your income & savings will be protected!

Long Term Health Insurance

38 Hope St, Unit 1312, Niantic, CT 06357-2454, US

(860) 739-0005


Monday - Friday: 9am - 6pm

Saturday: 10am - 2pm

Sunday: Closed